Homeowners Insurance Disputes
Denied, Delayed, or Underpaid? You Don’t Have to Fight Alone.
When your home is damaged — by storms, water leaks, mold, or fire — the last thing you need is an insurance company giving you the runaround. Unfortunately, that’s exactly what many homeowners face: lowball offers, endless delays, or outright denials when they need help the most.
At Sasieta Law, we step in when your insurer refuses to do the right thing. We represent homeowners across Florida and Texas in claims involving property damage, bad faith tactics, and insurance disputes. You’ve paid your premiums — now it’s time to make sure you get what you’re owed.
We Handle the Legal Pressure So You Can Focus on Rebuilding
Hurricane & Windstorm Damage
We pursue maximum compensation for roof damage, water intrusion, and structural loss caused by severe storms.
Water Damage & Pipe Bursts
Sudden leaks or plumbing failures can cause extensive and costly damage. We work to prove coverage and challenge unjust denials.
Mold & Mildew Claims
Insurers often try to deny mold-related claims. We push back — and bring in experts to document the cause and extent of damage.
Roof Leaks & Collapse
Whether your roof is leaking or caved in after a storm, we help ensure repairs or replacements are fully covered.
Fire, Smoke & Electrical Damage
These claims are complex and often heavily scrutinized. We help you file a solid claim or appeal a denied one with strong evidence.
Your Policy Should Work for You — Not Against You
Types of Insurance Disputes We Take On
Claim Denials Without Just Cause
We challenge wrongful denials by forcing insurers to comply with the terms of your policy.
Delayed Claims & Stall Tactics
Endless document requests and unanswered emails? We hold insurers accountable for unnecessary delays.
Underpaid Settlements
If your payout doesn’t cover the actual cost of repair, we’ll fight to get the difference.
Bad Faith Insurance Practices
When an insurer violates your rights — by misrepresenting coverage or acting unfairly — we pursue legal action.
Civil Remedy Notice & Litigation
We escalate claims to formal complaints or lawsuits when necessary to get results.
Homeowners Insurance Claim FAQs
Get the Answers You Need to Take the Next Step
What can I do if my claim was denied?
You may still have a case. Many denials are based on misinterpretation or incomplete information. We’ll review your policy and denial in detail — at no cost.
What if the insurance company keeps delaying my claim?
That’s a common tactic. If delays are unreasonable, you may be entitled to compensation beyond just your claim amount. We know how to escalate stalled claims.
Do you represent condo or rental property owners?
Yes. We handle claims for homeowners, landlords, and business owners with commercial property coverage.
How much does it cost to hire a lawyer for an insurance dispute?
We work on a contingency fee for most property damage cases — meaning you pay nothing upfront and only if we win.
What’s a Civil Remedy Notice?
It’s a legal document that gives your insurer a final chance to resolve the claim before a lawsuit is filed. We prepare and file these notices when insurers fail to act in good faith.