Homeowners Insurance Disputes

Denied, Delayed, or Underpaid? You Don’t Have to Fight Alone.

When your home is damaged — by storms, water leaks, mold, or fire — the last thing you need is an insurance company giving you the runaround. Unfortunately, that’s exactly what many homeowners face: lowball offers, endless delays, or outright denials when they need help the most.


At Sasieta Law, we step in when your insurer refuses to do the right thing. We represent homeowners across Florida and Texas in claims involving property damage, bad faith tactics, and insurance disputes. You’ve paid your premiums — now it’s time to make sure you get what you’re owed.


We Handle the Legal Pressure So You Can Focus on Rebuilding

Hurricane & Windstorm Damage

We pursue maximum compensation for roof damage, water intrusion, and structural loss caused by severe storms.


Water Damage & Pipe Bursts

Sudden leaks or plumbing failures can cause extensive and costly damage. We work to prove coverage and challenge unjust denials.

Mold & Mildew Claims

Insurers often try to deny mold-related claims. We push back — and bring in experts to document the cause and extent of damage.

Roof Leaks & Collapse

Whether your roof is leaking or caved in after a storm, we help ensure repairs or replacements are fully covered.


Fire, Smoke & Electrical Damage

These claims are complex and often heavily scrutinized. We help you file a solid claim or appeal a denied one with strong evidence.

Your Policy Should Work for You — Not Against You

Types of Insurance Disputes We Take On

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Claim Denials Without Just Cause

We challenge wrongful denials by forcing insurers to comply with the terms of your policy.

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Delayed Claims & Stall Tactics

Endless document requests and unanswered emails? We hold insurers accountable for unnecessary delays.

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Underpaid Settlements

If your payout doesn’t cover the actual cost of repair, we’ll fight to get the difference.

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Bad Faith Insurance Practices

When an insurer violates your rights — by misrepresenting coverage or acting unfairly — we pursue legal action.

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Civil Remedy Notice & Litigation

We escalate claims to formal complaints or lawsuits when necessary to get results.

Homeowners Insurance Claim FAQs

Get the Answers You Need to Take the Next Step

  • What can I do if my claim was denied?

    You may still have a case. Many denials are based on misinterpretation or incomplete information. We’ll review your policy and denial in detail — at no cost.

  • What if the insurance company keeps delaying my claim?

    That’s a common tactic. If delays are unreasonable, you may be entitled to compensation beyond just your claim amount. We know how to escalate stalled claims.

  • Do you represent condo or rental property owners?

    Yes. We handle claims for homeowners, landlords, and business owners with commercial property coverage.

  • How much does it cost to hire a lawyer for an insurance dispute?

    We work on a contingency fee for most property damage cases — meaning you pay nothing upfront and only if we win.

  • What’s a Civil Remedy Notice?

    It’s a legal document that gives your insurer a final chance to resolve the claim before a lawsuit is filed. We prepare and file these notices when insurers fail to act in good faith.